Home Insurance

Homeownership is an aspiration that is on nearly everyone’s bucket list. At ARC Underwriting Partners, we understand your desire to protect your family headquarters to the fullest. Since most mortgage lenders requires home buyers to obtain homeowners insurance, most homeowners hold the minimum required insurance protection. However, if you simply went through the motions and did not customize your home insurance to reflect your property’s unique insurable needs, it may be worth your while to review your policy. We will help you review your coverages and identify potential coverage gaps so that you can obtain a customizable home insurance policy that meets your exclusive needs.

HOME INSURANCE COVERAGES

Each home insurance policy comes with standard coverages that are put in place to provide homeowners with protection. As a homeowner, it is your responsibility to determine which coverages are necessary to protect your biggest investment most effectively. At ARC Underwriting Partners, Inc. we are experienced in helping New York homeowners find the coverage they deserve, all at the most competitive rates.

Standard Home Insurance Coverages:

• The structure of your dwelling
• Other structures on your property
• Your personal belongings
• Liability protection
• Additional living expenses

Optional Home Insurance Coverages:

• Extended Replacement Cost
• Full Replacement Cost
• Scheduled Personal Property
• Flood Insurance
• Earthquake Insurance

Since many factors that determine your home insurance premium are out of control, including the materials used to construct your home and your home’s vulnerability to natural disasters, there are various home insurance discounts available to you to make your coverage that much more affordable. At ARC Underwriting Partners, Inc. we encourage each of our clients to conduct an annual insurance review where possible discounts can be discussed. We will go above and beyond to ensure that you are taking advantage of all home insurance discounts that you qualify for.

Possible Home Insurance Discounts Include:

• Multi-Policy Discount
• Claims Free Discount
• Safe Homeowner Discount
• Protective Devices Discount
• Insured to Value Discount
• Newly Purchased Home Discount
• New/Renovated Home Discount